Health insurance is a type of private coverage that helps cover the costs of medical care if you’re ill or injured. While the NHS provides free healthcare to UK residents, more and more people are finding that private health insurance is affordable, and offers them greater peace of mind if the unthinkable were to happen. With private health insurance, you can enjoy fast consultations & diagnosis, and starting treatment sooner. Avoiding long NHS queues could make a huge difference to your diagnosis, treatment and recovery times. When you join a health insurance plan, you pay a monthly premium, and in return, your insurer covers eligible medical costs when you need care. It’s a way to take control of your health, with faster access to specialists, scans, and procedures.