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This insurance covers various types of private and commercial vehicles which are used for social, domestic, personal, business, and commercial purposes. There are three basic forms of policy cover: Third party cover; Full Third Party (FTP) Full Third Party, Fire and Theft (FTPFT) and Comprehensive.
What’s in it for you?
Affordable premiums
Access to 24/7 Roadside Assistance
Up to 20% premium discount for a named driver policy.
A non-claims discount of up to 10%
Full Third Party
It is a compulsory vehicle insurance policy that covers liability for death or bodily injury to others plus damage to property of others up to a certain amount.
GIVES YOU COVER FOR:
Third Party Bodily Injury/Death Third Party Property Damage Payouts are as per set regulatory limit by the regulator.
Full Third Party, Fire and Theft
This policy covers Full Third Party plus damage or loss caused by fire or theft to the insured vehicle.
GIVES YOU COVER FOR:
Third Party Bodily Injury/Death
Third Party Property Damage
Damage or Loss caused by Fire or theft
The owner of the vehicle has an option to increase third party limits at an additional premium.
Comprehensive Cover
This insurance covers full third-party, fire and theft plus accidental damage to insured’s vehicle, medical expenses, and towing charges.
GIVES YOU COVER FOR:
Accidental damage or loss
Fire, lightning, explosion, or damage to the insured vehicle
Theft of vehicle, accessories, or spares parts
In addition to the regulatory requirements of the Road Traffic Act this policy is designed to cover third party liabilities up to maximum limits desired by the insured.
Accidental damage of windscreen or door glass.
Legal liability of the insured arising from loading and unloading risk up to set limits.
Territorial extension to other countries such as - South Africa, Lesotho, Botswana, Namibia, Zambia, Malawi, Mozambique, Swaziland.
Vehicle Assessment Centres
Through our Vehicle Assessment Centres we give you fast, reliable, and professional service when you need it most. Our centres provide accurate inspections and assessments to make the claims process smoother and quicker, helping you get back on the road with confidence.
